The D&B Financial Stress Score is a risk evaluation tool that helps you estimate a company's future performance. It predicts the likelihood of business closure in the next 12 months. The Score provides you with an indication of how the company measures up within its industry, and in relation to other businesses in the D&B information base. With this essential information, you can take action while there is still time to protect your company's profitability.

What are Behind the Score?

D&B gathers information on over 890,000 business records; 477,000 commercial court writs and over 450,000 payment experiences. The D&B Financial Stress Score uses a comprehensive range of the D&B information observed to be correlated to business failure.

Key drivers of the Financial Stress Score include:

• Payment Information
• Public Record Information
• Financial Information
• Business Demographics
• And more…

Why Use D&B Financial Stress Score for Credit Decisions?

• Statistically derived and validated
• Quantifiable and objective
• Predictive in nature
• Automatically calculated and dynamically updated
• Industry specific
• Public and private firms covered
• Financial and non-financial information included

What is included in the Report?

The D&B Financial Stress Score Report provides your organization with all the necessary information to determine risk, such as:

• A quick company overview-providing address, employees, and year business started
• Financial Stress Score that ranges from 1,001 - 1890 where 1,001 represents highest probability of financial stress, and 1,890 represents lowest probability of financial stress
• Financial Stress Percentile that compare the norms for the company in the same Industry, Employee Range and Year in Business Range
• Financial Stress Score that ranges from 0-10 where 0 represents higher risk, and 10 represents lower risk
• Court and Collection Records