Identification and business information for low level credit decisions on European companies*

Provides essential local background information in a concise format, including basic business identification, evaluation and financial summary information, including:

• D&B D-U-N-S Number and D&B Rating
• Legal filings summary including commentary on the outcome of critical legal events
• Information on business principals
• Financial comparisons to help you to assess financial outlook

D&B Compact Report can help you identify a European business and assess its financial strength and risk level. It includes the D&B Rating plus a summary of the company's resources, key financial comparisons and payment indicators.

D&B D-U-N-S Number
D-U-N-S (which stands for Data Universal Numbering System) Number is a nine-digit non-indicative identification number (e.g., 75-000-0018) assigned by Dun & Bradstreet to each separate commercial entity in the Dun & Bradstreet database. In other words, each record is given a different number. For businesses with multiple locations, each location is assigned its own unique D-U-N-S Number. This field is always populated and contains the D-U-N-S Number of the business that all other data elements in the record describe.

* A D&B Compact Report on a particular company may not contain all of the information listed.

D&B Rating
The D&B Rating (e.g., 4A3) gives an indication of creditworthiness. The D&B Rating is normally divided into two parts: the financial strength code, then the risk indicator reflects the risk associated with the business. Financial Strength is an indication of the size of the subject's tangible net worth (that is, the shareholders funds less any intangible assets) based primarily on the most recent fiscal balance sheet results. The Composite Appraisal is linked to the level of risk and is an overall evaluation of credit worthiness. It takes into account the financial condition but also several non-financial factors such as trade payment history, length of operation, employee numbers, legal structure, management experience and any adverse listings.