Predicts the likelihood of payment deliquency

In fast moving markets, a credit application held in review can become a customer lost to the competition. But a quick decision that's wrong can hurt your bottom line. The D&B Commercial Credit Score Report predicts the likelihood of a company paying in a delinquent manner (90+ days past terms) during the next 12 months based on the information in D&B's file. Using this report, you can make faster credit decisions. The score helps you decide quickly whether to accept or reject accounts, adjust terms or credit limits, or conduct a more extensive review based on the report D&B provides. You can also learn how the company's relative ranking among other businesses in the D&B database. It's the perfect tool to help you manage a high volume of small to medium dollar accounts, so you can accelerate your credit decision process.

D&B Commercial Credit Score allows you to assess the credit risk of a potential customer. The report offers effective tools to evaluate a business, including:

Company Overview
Our unique D&B D-U-N-S Number links key information on any company in D&B files. This summary provides a company's name, address, net worth, size and date of current management's control, as well as other valuable information.

D&B Commercial Credit Score Findings
We have included a number of ways you can evaluate risk:

• The 1-100 Credit Score Percentile-shows you where the company ranks among businesses in the D&B information base.
• The Credit Score Class-separates businesses into five classifications.
• The 101-660 Credit Score-predicts the likelihood of an account paying in a delinquent manner (90+ days past terms) during the next 12 months based on information in D&B's file.

D&B PAYDEX® Score
Gives you an instant overview of how a firm pays its bills as reported to D&B. An industry D&B PAYDEX is also provided, when available, so that you can compare the company to other companies in its industry.

Credit
Average high credit and highest credit granted (as reported to D&B) put your risk in size perspective.

Commercial Credit Analysis
Highlights significant information that has had an impact on the score can include slow payment(s,) overall financial strength and net worth, age of the business, and the presence of suit(s,) lien(s,) and/or judgment(s,) in D&B files.

Special Events
Identifies major changes or significant activities D&B recently learned of. This section can note situations such as fire or a burglary that may adversely affect a company, or situations like expansion plans, which may indicate an opportunity.