Essential information on limited companies for medium risk decisions

The D&B Report is the backbone of the limited company product range, building on the concise data contained in the D&B Compact Report and giving you the extra detail required to assess your medium risk activities. Pertinent and essential information is the theme of the D&B Report - the ideal solution for your medium risk limited company decisions.

Also available for businesses in Europe as our European Report.

Features

• The D&B Rating
• Maximum credit recommendation
• Financial statements
• Payment performance
• D&B payment score
• Detailed public notice information
• Detailed information on principals
• Public notice information

Benefits

• Help control your cashflow
• Manage risk
• Access to the right information to make medium risk credit decisions

The D&B Rating
This is made up of two elements: the financial strength indicator and the risk indicator. The financial strength indicator is derived from the tangible net worth of the business. The risk indicator is derived from the D&B Score which is created through the awarding of points against a wide range of aspects of a business' performance. The overall D&B score is then scaled from one to one hundred. The one to one hundred score is divided to give a 1,2, 3 or 4 numerical guide to the likelihood of a business' success or failure. This number is known as the risk indicator. A risk indicator of 1 indicates minimal risk and a 4 a significant level of risk.

Maximum credit recommendation
This figure represents the highest value in goods and services that D&B recommends an average unsecured trade creditor should offer at any point in time.

D&B payment score
This is a further indicator of a business' performance and is related to the average days beyond terms that a business settles its bills. A change in the score, up or down, can suggest instability in a business, prompting you to take appropriate action.

Principals
Helps you assess the management strength by providing basic biographical facts details on the key players in the business.

Public notice information
This section gives you the date when accounts were last filed, as well as details of any winding-up orders or sequestration orders. If the business runs a risk of being struck off through non-filing of accounts, this is also shown. County Court Judgements and mortgages and charges are also recorded in this section.