The recognized standard for in-depth business information and financial risk assessment*

The D&B Business Information Report is a solid source of data that can help you perform critical analysis of a businesses operations, profitability and stability. Designed to help you evaluate your medium-to-higher risk decisions, the report contains in-depth information that can include: financial statements and payment performance data to help you make daily credit decisions, plan sales calls and discover business opportunities.

Get an Instant Snapshot of a Business
In addition to basic company information, the report can contain important information concerning the financial condition of a business, historical information and the year started, number of employees, worth and payment history.

Understand a Businesses Overall Performance
The Summary Analysis section outlines the current D&B Rating, why it was assigned, and why it has changed. You can spot important trends with the D&B Rating and Date Applied section, which provides an overview of a company's D&B Rating changes since January 1, 1991.

Make Faster Credit Decisions with Target Payment Information
The Payment Summary section can include the unique D&B PAYDEX® Score and highlights a firm's payment performance and the Payment by Industry section to help you evaluate how a business pays its suppliers in up to ten lines of business.

Analyze Information
Consider assets, liabilities, and profits to enhance your analysis.

* A Business Information Report on a particular company may not contain all of the information listed.

D&B Rating
The D&B Rating (e.g., 4A3) gives an indication of creditworthiness. The D&B Rating is normally divided into two parts: the financial strength code, then the risk indicator reflects the risk associated with the business. Financial Strength is an indication of the size of the subject's tangible net worth (that is, the shareholders funds less any intangible assets) based primarily on the most recent fiscal balance sheet results. The Composite Appraisal is linked to the level of risk and is an overall evaluation of credit worthiness. It takes into account the financial condition but also several non-financial factors such as trade payment history, length of operation, employee numbers, legal structure, management experience and any adverse listings.

D&B PAYDEX
Gives an overview how a company has been paying its bills within or beyond the agreed terms as reported to D&B. An industry PAYDEX is also provided, when available, so that you can compare the company to other companies in its industry.