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D&B Paydex

D&B Paydex is a computer generated, 1-100 numerical indicator that reflects a company's payment performance drawn on D&B's DunTrade database. It provides an unparalleled perspective on a company's current and historical ability and/or willingness to pay on time. You can use it to:

  • Evaluate your customers' ability to pay their bills
  • Assess how your customers pay you compared to how they pay their other suppliers
  • Understand your customers' payment habits compared to others in the same industry


Sample:

Paydex

This Payment section reflects payment information in D&B's file as of Jul 13, 2001.

The Paydex for SAMPLE REPORTS (HK) CO LTD is 75

This Paydex indicates that payments to suppliers are generally 8 days beyond terms , weighted by HK dollar amounts.

The Paydex used by Dun & Bradstreet is a computer generated, 1 to 100 dollar-weighted numerical indicator of payment performance as reported to D&B.

Paydex Payment Manner
100       Anticipated
 90        Discount
 80        Prompt
 70        Slow to 15
 50        Slow to 30
 40        Slow to 60
 30        Slow to 90
 20        Slow to 120
Industry Paydex based on:
Industry Group SIC: 5136
Industry Group Description: WHOL MEN'S/BOY'S CLOTHING
No. of Paydex Cases in the Industry Group: 951 Firms

Industry Quartilies

Upper   80 (received within terms granted )
Median 66 (19 days beyond terms )
Lower   53 (28 days beyond terms )


			
Payment Experience
EXPERIENCE DATE PAYING RECORD HIGH CREDIT NOW OWES PAST DUE TERM LAST SALE DATE
20/4/2001 PROMPT 90,000 50,000 0 NET 45 31/3/2001
22/10/2000 PROMPT/SLOW 45,000 30,000 15,000 NET 30 30/9/2000
19/8/2000 PROMPT/SLOW 10,000 5,000 5,000 NET 60 30/7/2000

In some instances, payment beyond terms can be the result of disputes over merchandise, lost invoices, etc.

 
 
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